Write it like you'd text a friend.
No fields. No taxonomy. Open the journal and type what you spent.
coffee with sarah 4.75 downtown
Food
$389.40
A quiet expense tracker for iPhone
Type it.
Type it.
We do the rest.
Write what you spent in your own words — "coffee with sarah 4.75" — and Spendify files it away by day, category, and place.
Get Spendify →
Free on iPhone · iOS 17+
Month total
May 2026
$1,247.50
↓ 12%
🍔
🛍️
Shopping
$246.10
🚌
Transit
$98.20
Tuesday, May 19
Today $38.85
☕
Latte with sarah
Food · Downtown
$4.75
🥐
Croissant at the corner
Food · Belle Bakery
$3.20
🚇
Subway to the office
Transit
$2.90
🥗
Grain bowl
Food · Sweetgreen
$14.00
The idea
Most apps want you to fill out a form. Pick a category. Choose a tag. Press save.
Spendify wants you to write a sentence — the way you'd jot it on a napkin — and trust the rest of it to disappear.
Three steps. One of them
is the AI's problem.
How it works · 01 – 03
The AI files it for you.
Amount, category, place, and a fitting emoji — assigned in about a second.
- amount
- $4.75
- category
- Food ☕
- place
- Downtown
- note
- with sarah
The week tells its own story.
Slide down to see the month. The pill at the bottom tells you what's left.
This week$214.50
vs. last−12%
What you get
A whole money manager,
A whole money manager,
hidden in a notebook.
Spendify keeps the interface honest — one screen for the day, one for the month — but underneath there's a real expense tracker, bill organizer, and budget planner doing the bookkeeping.
Daily journal
One page per day. Yesterday is already filed. Today is one sentence away.
Bills & subs
Spendify spots the recurring ones — Netflix, rent, gym — and quietly keeps the running total.
Budget at a glance
A floating pill at the bottom of the day tells you what's left. No dashboards. No charts to interpret.
Place context
If you let it, Spendify uses where you are to make better guesses — "coffee 4.75" becomes "latte, downtown".
Private by default
No bank connections. No selling data to third parties. Your spending stays yours.
Plain English categories
No drop-downs to dig through. Categories appear as you use them and stay out of your way.
Looks back, kindly
Compare this week to last. See where the week went. No guilt trips, no red squiggly lines.
Fast on purpose
You should be able to log a coffee before it gets cold. Spendify is built to be closed quickly.
From the manifesto
Spreadsheets are for accountants.Spendify · 2026
Notes are for humans.
Get it
One sentence today.
One sentence today.
A clearer month by Friday.
Free to try. Pro unlocks unlimited journaling, fixed-expense automation, and the analytics overview.
Download for iPhone →